We offer hassle-free Pre and Post-Policy Medical Checkups (PPMC) to ensure a smooth insurance onboarding experience. These checkups are designed to assess your health condition either before or after the issuance of your insurance policy, depending on the policy type and insurer requirements.
Pre-Policy Checkups help insurers evaluate health risks before finalizing your coverage, while Post-Policy Checkups may be required after policy issuance, especially in digital or instant-issue plans. Our network of certified medical centers ensures accurate testing, minimal wait times, and seamless reporting to your insurer.
| Parameter | Details |
|---|---|
| Service Name | Pre/Post-Policy Medical Checkups (PPMC) |
| Purpose | Health evaluation to assess insurance eligibility and risk factors |
| Checkup Timing |
- Pre-Policy: Before policy issuance - Post-Policy: After issuance in select cases |
| Eligibility Criteria |
- Age (typically 40 years and above) - High sum insured - Health disclosures - Specific insurer guidelines |
| Medical Tests Included |
- CBC (Complete Blood Count) - Blood Sugar (Fasting/PP) - ECG - Chest X-ray - Liver & Kidney Function Tests - Lipid Profile - Urine Routine - BMI & Vital Signs |
| Test Duration | 1 to 2 hours |
| Report Turnaround Time | 24 to 72 hours |
| Cost Responsibility |
- Paid by insurer if policy is issued - May be borne by customer if policy is not issued |
| Partner Labs/Hospitals | NABL/NABH certified diagnostic centers and hospitals |
| Report Handling | Sent directly to the insurer; copies may be provided to the customer |
| Data Privacy | All medical data handled with strict confidentiality and compliance |
